“But wait”, you say, “I thought there were no more 100% loans available?” You would, in part, be correct. If, however, the primary residence you are purchasing is located in a designated rural area (as so designated by the US Department of Agriculture) you may very well qualify for a loan in the amount of [...]

Really it should go without saying but with the market paralyzed, or badly hobbled, by fear of uncertainty in the market, the future and even the President some calming and re-assuring words are needed. We will get through this. We, real Americans who don’t panic and run screaming into the streets, have been through similar [...]

My friend Lane Bailey visited me for lunch yesterday and said, “Ken, I know you tell people 100% loans are available and I know a lot of people have expired listings or are trying to sell by owner but everyone is terrified and skeptical. Is it not true that you can finance (home sales) at [...]

Every day someone says to me, “do you believe the report that was in/on ___________ this morning?” Let me guess, banks are not lending for mortgages and you must have twenty percent down? The truth is FHA still goes to 97% for the rest of 2008 and beginning in 2009 you will still be able [...]