So you have the down payment – sourced and seasoned just like it needs to be. All saved up, stored away nicely in the bank for the last 60 days, and ready to be invested into a home. The closing costs are there, too, and all perfectly documented for the last two months. Great job! [...]

Sometimes advertisers use language which may insinuate something different than the facts. Other times they may simply use a small strength they offer to obfuscate the massive strengths of their competitor. No, I don’t think Ditech is lying in their commercials about hidden fees. What they are doing, however, is insinuating their competitors have hidden [...]

By the time you read this article everything will have changed. One thing is certain about the mortgage banking industry and that is change. Do not take this as a smack on the face because it certainly is not intended to be but it should be somewhat of a wake-up. The truth is the far [...]

I recently wrote an article telling how the “no cost loan” works and in it I demonstrated there are always costs and the borrower always pays them. Of course only 132 people in the entire world have read that article and millions have seen the big bank’s nationwide advertisements showing how they can purchase a [...]

They are big. They have millions to spend on advertising. In fact, they don’t pay for that advertising at all -their customers do. Since we started back in 2001 we have fought giants and we have always beaten them and we will continue to do so. Currently there is a very large bank offering what [...]